<?php

$prod = prod();
return [
    'iv' => 'nVUgWljxsUs4elkx',
    'tokenPrefix' => 'token' . ($prod ? '' : 'Local') . ':',
    'tokenTtl' => '2592000',
    'serialNo' => '7682FDAA5CBD4EA9863E0062390A40FA4EAE5BE7',
    'bankApi' => 'https://ccdcapi.alipay.com/validateAndCacheCardInfo.json?cardBinCheck=true&cardNo=',
];
